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Taking a credit card online can be a risky business if done improperly. The risk of someone stealing the data and the resulting lawsuit is simply not worth taking.
If you use paypal the card information will be taken on their site. As an alternative there are several providers that are willing to provide this service. Perhaps the most common is first data which sets up what they call a link point access site to enter credit card information from the customer. Obviously, the best flow for your product and business is important. Sites like trialpay.com or amazon payments can be a way to take information off your site and still get paid thus reducing risk for you.
If you want to take cards on your site you will first need to pay for an SSL certificate. This will provide the security to take credit card information without someone stealing it. Certificates differ in price according to how secure you want your site. Starting at $75 they can soar to the thousands. We would need to completely examine this option when you set up your site.
